Reports
Monthly reports, clearly laid out.
- Business Health
- Aged Receivables
- Aged Payables
- Profit & Loss
XERO DASHBOARDS & MONTHLY REPORTS
Better client conversations.
Backed by numbers.
You do the hard work keeping the books reconciled — Traction Advisory turns that clean data into visual clarity and advisory conversations.
Traction Advisory · Harbour Studio · Advisory Dashboard
Overview
· 5 clients| Client | Business health | Cash | Tax & super |
|---|---|---|---|
| Harbour Studio | Alert · 1 of 3 | $28,600 | Next due: $4,050 · 21 OctCurrently accruing · ~$7,946 (Nov) |
| Saltbush Joinery | Good · 3 of 3 | $61,200 | Next due: $2,180 · 21 OctCurrently accruing · ~$3,420 (Nov) |
| Kestrel Physiotherapy | Monitor · 2 of 3 | $19,450 | Next due: $3,310 · 28 OctCurrently accruing · ~$1,960 (Nov) |
| Copperleaf Catering | Alert · 0 of 3 | $4,120 | Next due: $6,870 · 28 Sep · overdueCurrently accruing · ~$5,140 (Oct) |
| Northpoint Landscapes | Monitor · 2 of 3 | $37,800 | Next due: $1,540 · 21 OctCurrently accruing · ~$2,250 (Nov) |
Business Health
1 of 3 on track
Profit
Good- Making money?
- $25.9k profit · 25.8% margin
Analysis
Income $100.7k · costs $74.7k (Jul–Sep)
Profitable so far this financial year.
Cash Cover
Monitor- Cash cover
- 1.4 months
Analysis
Cash $28.6k + recent debtors $6.2k vs $24.8k average monthly costs
Enough for now — worth keeping an eye on.
Customers Paying
Alert- Customers paying on time?
- 62% paid within terms
Analysis
Average 19 days late over the last 90 days
Slow payers are holding up cash.
Next tax: $4,050 BAS due 21 Oct · $2,430 owed for more than 90 days
Figures from Xero as saved on 16 Oct 2026 (FY 2026–27).
Illustrative preview · fictional data
Connects to Xero
Built in Australia
Two-step sign-in
Read-only access to your Xero
FOR BOOKKEEPERS
Less hunting for numbers.
More time for the conversation.
See which clients need attention across your whole practice, without opening every Xero file. Start with the Overview. Go deeper when the numbers ask you to.
Every client. One Overview.
Spot who needs attention across all your clients, without opening every Xero file.
Payday Super, tracked.
Each pay run tracked against its 7-business-day due date, with late and on-time status at a glance.
ATO deadlines in sight.
GST, PAYG withholding and income tax instalments against statutory due dates, with overdue alerts.
Clean monthly reports.
Client-ready reports carrying your client’s own logo and company name.
Practice Members and business owners.
Your team works across clients; business owners get secure access to their own dashboard and finalised reports.
Consolidation and branding included.
Multi-company groups and custom report branding come built into Advisory.
FOR BUSINESS OWNERS
Your numbers.
Without the guesswork.
Your Advisory Dashboard puts cash, tax owed and business performance in focus. See what it takes to break even, and ask Trixie questions about your numbers.
Business owners get secure access to their own dashboard and finalised monthly reports — a clearer starting point for the next conversation with their bookkeeper.
Traction Advisory · Harbour Studio · Advisory Dashboard
Harbour Studio Pty Ltd
Profit & loss
IncomeExpenses (including cost of sales)Net profit
4 observations; gaps indicate unavailable figures.
How 1–16 Oct compares with 1–16 Sep
3 paydays this period vs 2 in the comparison — wages and super aren't like for like.
Income
A$18,900
+A$750(+4.1%)
Was A$18,150 (1–16 Sep)
Cost of Sales
A$6,450
+A$330(+5.4%)
Was A$6,120 (1–16 Sep)
Gross Profit
A$12,450
+A$420(+3.5%)
Was A$12,030 (1–16 Sep)
Expenses
A$7,750
-A$230(-2.9%)
Was A$7,980 (1–16 Sep)
Net Profit
A$4,700
+A$650(+16.0%)
Was A$4,050 (1–16 Sep)
Illustrative preview · fictional data
A CLOSER LOOK
From the big picture to the next question.
01 / CLIENT OVERVIEW
Know who needs attention.
Every client on one screen, sorted by what needs attention — no need to open each Xero file.
- A Good, Monitor or Alert badge for every client
- Cash at bank and the next tax or super payment due
- Overdue payments flagged in red so nothing slips
Traction Advisory · Overview
Overview
· 5 clients| Client | Business health | Cash | Tax & super |
|---|---|---|---|
| Harbour Studio | Alert · 1 of 3 | $28,600 | Next due: $4,050 · 21 OctCurrently accruing · ~$7,946 (Nov) |
| Saltbush Joinery | Good · 3 of 3 | $61,200 | Next due: $2,180 · 21 OctCurrently accruing · ~$3,420 (Nov) |
| Kestrel Physiotherapy | Monitor · 2 of 3 | $19,450 | Next due: $3,310 · 28 OctCurrently accruing · ~$1,960 (Nov) |
| Copperleaf Catering | Alert · 0 of 3 | $4,120 | Next due: $6,870 · 28 Sep · overdueCurrently accruing · ~$5,140 (Oct) |
| Northpoint Landscapes | Monitor · 2 of 3 | $37,800 | Next due: $1,540 · 21 OctCurrently accruing · ~$2,250 (Nov) |
Illustrative preview · fictional data
02 / MONTHLY REPORTS
Turn numbers into a conversation.
Three plain-English checks your clients understand, with the numbers behind them.
- Making money? Cash cover? Customers paying on time?
- Profit & loss for the financial year with a like-for-like comparison
- The same view goes into a clean monthly report with the client’s own logo and company name
Traction Advisory · Harbour Studio
Business Health
1 of 3 on track
Profit
Good- Making money?
- $25.9k profit · 25.8% margin
Analysis
Income $100.7k · costs $74.7k (Jul–Sep)
Profitable so far this financial year.
Cash Cover
Monitor- Cash cover
- 1.4 months
Analysis
Cash $28.6k + recent debtors $6.2k vs $24.8k average monthly costs
Enough for now — worth keeping an eye on.
Customers Paying
Alert- Customers paying on time?
- 62% paid within terms
Analysis
Average 19 days late over the last 90 days
Slow payers are holding up cash.
Next tax: $4,050 BAS due 21 Oct · $2,430 owed for more than 90 days
Figures from Xero as saved on 16 Oct 2026 (FY 2026–27).
Harbour Studio Pty Ltd
Profit & loss
IncomeExpenses (including cost of sales)Net profit
4 observations; gaps indicate unavailable figures.
How 1–16 Oct compares with 1–16 Sep
3 paydays this period vs 2 in the comparison — wages and super aren't like for like.
Income
A$18,900
+A$750(+4.1%)
Was A$18,150 (1–16 Sep)
Cost of Sales
A$6,450
+A$330(+5.4%)
Was A$6,120 (1–16 Sep)
Gross Profit
A$12,450
+A$420(+3.5%)
Was A$12,030 (1–16 Sep)
Expenses
A$7,750
-A$230(-2.9%)
Was A$7,980 (1–16 Sep)
Net Profit
A$4,700
+A$650(+16.0%)
Was A$4,050 (1–16 Sep)
Illustrative preview · fictional data
03 / THE BUSINESS PICTURE
See what cash is really available.
See what’s really spare once tax and super are set aside.
- GST, PAYG withholding and income tax instalments against statutory deadlines, with overdue alerts
- Payday Super for every pay run, with the 7-business-day due date and late or on-time status
- Break-even: the sales needed to cover the costs
Traction Advisory · Harbour Studio
Harbour Studio Pty Ltd
Tax obligations
Lodged
Not due yet$4,050
Not due yet · in 4 daysSep BAS – GST & PAYG · due 21 Oct
Lodged, still owing
Currently accruing (October)
Accruing~$7,946
due 21 Nov
GST ~$5,420
PAYG ~$2,526
Income tax instalment
Not due yet$1,350
Not due yet · in 11 daysdue 28 Oct
Total to plan for: ~$13,346
Details
Unfiled GST from earlier periods: none.
Last lodged period: Sep 2026 · GST $2,890 · PAYG $1,160
Harbour Studio Pty Ltd
Superannuation
Super not yet paid
$1,490
PaydaySuperDue (7 business days)
Payday 2 Oct 2026$495Due 13 Oct 2026
Payday 9 Oct 2026$495Due 20 Oct 2026
Payday 16 Oct 2026$500Due 27 Oct 2026
Harbour Studio Pty Ltd
Break-even
Revenue $33,556 · Break-even target $26,400 · Both per month
Monthly fixed costs $17,160 ÷ contribution margin 65%
Illustrative preview · fictional data
04 / MULTI-COMPANY
Join the dots across companies.
Related companies side by side, with the group total in one place.
- Revenue, profit and cash for each company
- Group totals at a glance
- Inter-company loans matched so they net out
Traction Advisory · Harbour Group · Consolidation
Harbour Group
Group consolidation
Financial year to 30 Sep 2026 · 4 companies
| Company | Revenue | Net profit | Cash at bank |
|---|---|---|---|
| Harbour Studio Pty Ltd | A$100,668 | A$25,929 | A$28,600 |
| Harbour Fitouts Pty Ltd | A$142,350 | A$21,780 | A$41,250 |
| Harbour Property Trust | A$38,400 | A$16,920 | A$12,380 |
| Harbour Holdings Pty Ltd | A$0 | -A$2,160 | A$3,410 |
| Group total | A$281,418 | A$62,469 | A$85,640 |
Inter-company loans
Harbour Studio Pty LtdA$18,500
Harbour Fitouts Pty Ltd-A$12,000
Harbour Property Trust-A$6,500
Nets to A$0 across the group · balanced
Illustrative preview · fictional data
05 / TRIXIE
Ask a better question.
Ask plain-English questions about your client’s numbers.
- Answers use only the figures you’re allowed to see
- Explains what’s changed and why
- Suggests the next conversation to have
Traction Advisory · Harbour Studio · Trixie
Trixie
How's our cash looking this month?
Cash at bank covers about 1.4 months of costs, which is enough for now but worth watching.
The $4,050 September BAS is due on 21 Oct, and about $7,946 is currently accruing for the November BAS.
Only 62% of recent invoices were paid within terms. Chasing the slow payers would be the quickest way to strengthen cash.
Ask about Harbour Studio…
Illustrative preview · fictional data
PACKAGES THAT FIT YOUR PRACTICE
Two packages.
Reports or Advisory.
Choose Reports or Advisory for each client, and the client allowance that suits your practice.
Advisory
Choose the modules each client needs.
- Advisory Dashboard — live every day
- Tax & Compliance — Tax, GST, super and PAYG owed, and when each is due.
- Profit & Cashflow — Know the revenue the business needs to cover its costs.
- Multi-company Consolidation — included
- Loan Consolidation
- Client report branding — included
Trixie is available to every practice, with a monthly fair-use allowance. Consolidation and client report branding are included in Advisory — there are no separate add-ons.
A FEW GOOD QUESTIONS
Before we talk.
Can Traction Advisory change anything in Xero?
No. The connection is read-only. We read the Xero information you authorise to show dashboards and reports; we cannot create, edit or delete entries in your Xero file.
How is my clients’ data kept separate?
Access is checked for each practice and client. Your team sees the clients they are authorised to access. Viewers are read-only, and support access requires the practice owner’s approval and expires within 72 hours. Two-step sign-in protects access to financial data.
How many clients can I add?
Your practice’s package includes an agreed client allowance. Talk to us about your practice, the number of clients and any multi-company groups so we can fit the setup to you.
What does it cost?
We’ll talk through the client allowance and options your practice needs, then confirm the price before you commit. There are two packages, Reports and Advisory; Advisory includes Consolidation and client report branding, and there are no prices hidden behind a signup button.
How long does setup take?
We’ll guide you through connecting Xero, adding clients and checking the settings that shape their figures. Timing depends on your client list and how ready the Xero files are. Book a demo and we’ll discuss your rollout.
Can I cancel or disconnect Xero?
You can disconnect Xero from the app at any time. Cancellation and access to the end of your paid period are covered in our Terms of service.
BUILT FOR BOOKKEEPERS TO HELP THEIR CLIENTS
Turn clean Xero files into
meaningful client conversations.
Register Your Interest A conversation first. A clearer picture next.
SECURITY & XERO
Your clients’ trust
comes first.
Xero access is read-only. Two-step sign-in protects access to figures, and practice and client checks keep access within the permissions you’ve granted.
Invited Viewers stay read-only. A temporary Support access pass needs the practice owner’s approval. Platform administration alone does not grant access to client figures.
Data is hosted in Singapore and delivered through global cloud infrastructure. We explain the details openly.